Informative Zone - Lead the Way to the Top

Informative Zone - Lead the Way to the Top

Getting ahead in business is no longer about brown-nosing and being related to the boss. In this tough job market, companies are promoting from within - while that’s good in the sense that you have a shot at a promotion just by virtue of the fact that you work there, it also means that you must constantly come across as promotion material.

Leadership skills are the number one thing employers look for when a management position opens up, even more so than experience. An inexperienced leader can be groomed for the job, but an ineffectual leader will be a dismal failure no matter how experienced he is. By polishing your leadership skills and putting them out there for everyone to see, you’ll catch the eye of the powers that be, and your name just might come up in the next board meeting.

Don’t be Bossy

Showing off leadership skills does not mean bossing people around. You probably don’t have actual authority over your coworkers (yet), so don’t pretend that you do. You’ll come across as an officious jerk, and you’ll be the opposite of an effective leader. Think of yourself as the office cheerleader, guide, and keeper. Your goal is to make people care about what they’re doing, give them what they need to do it well, and put out the fires that arise along the way.

Learn to Listen

Don’t assume you know what someone else is about to say, and don’t just mentally rehearse what you’re going to say next when someone else is talking. Whether it’s a team meeting or a one-on-one conversation, focus on what is being said. Repeat it back to the speaker if necessary, both to straighten it out in your own mind and reassure the speaker that you understand the issue. When you reply, don’t just jump in immediately with empty jargon and verbal stalling - if you don’t have a good answer ready, say something like, "That’s a good question. I’ll look into that and get back to you this afternoon." And do so.

Learn to be Business Social

Everyone knows the saying about mixing business with pleasure, but there’s a fine line to tread. Gossiping is a no-no, as is sharing personal details. Never share something with a coworker that you wouldn’t want divulged at a board meeting. On the flip side, don’t be an emotionless drone, either - leaders must be able to connect with those they lead, and doing your best android impersonation won’t allow that to happen.

Avoid gossip and intimate conversations, but know the milestones. Set up calendar alerts for birthdays and anniversaries, and keep an ear out for who has a new baby, who just lost a family member, etc. Send a card or a brief email on these occasions - just enough to offer congratulations or condolences. People will appreciate the effort, and it will reinforce the notion of you being on top of everything.

Mind Your Manners

Chances are you fall somewhere in the middle of the corporate ladder. Too often, people make the mistake of only turning on the charm when dealing with someone from an upper rung, and dropping the manners act with those below. Wrong. A bad attitude never impresses anyone.

A good leader treats everyone with the same courtesy and respect, from the janitor to the CEO. Appreciate the value in every employee in your company, and recognize that each piece makes the puzzle. You would be surprised how those on the lower rungs can influence the top brass, and being the only middle-management type who greets the doorman by name makes you stand out in a good way.

Delegate Well

If leadership is the most important trait to cultivate, successful delegation is the most important leadership skill to have. It’s what makes your team effective, drawing on the talents of each to produce a stellar finished product. Don’t delegate based on personal feelings or because someone "really deserves the chance" - know the strengths and weaknesses of each person on your team.

Your job as leader is to play up the strengths so well that the weaknesses disappear. If Jane is really great at client relations but not so great at tracking expenses, make her the public "face" of your team and hand the expenses over to Sally, who minored in accounting. Chris has great ideas that need a bit of grounding, so pair him up with John, who thinks logically if a bit stodgily. Play your team members off one another, and fill in the gaps yourself. It’s an instant recipe for success.

Information About How Important is Goodwill in a Business

Information About How Important is Goodwill in a Business

XYZ Hospital had been the brainchild of Dr. Cureitall, and he had been fully involved in the day-to-day running of the hospital until he decided to retire. While the real cost of the land, building, equipment and other liabilities was around $70,000, it fetched over $180,000 in a takeover.

In the example stated above, the additional $110,000 can said to be the value of the 'goodwill' of the hospital. So what is goodwill? When put in simple terms, it is nothing but the value of a business in excess to the value of tangible assets and liabilities. It includes the favorable reputation, strong client base, intellectual property and potential of making profit. Needless to say, professional goodwill or commercial goodwill (goodwill related to the institution or profession) and personal goodwill (goodwill related to an individual) play a very important role in business at every level of growth - when it is successful, in trouble or for sale.

Importance of Goodwill in a Business

Just as a good reputation is vital for the social standing of a person, goodwill is vital to the long-term success of any business. Some of the ways in which business goodwill affects a business are mentioned below.

*Goodwill in a business increases the number of return customers and recommendations based on their pleasant experiences.
*A well-established business goodwill increases the chances of loan sanctions from a bank and the interest of potential investors.
*It strengthens the business networks, opens new avenues and creates opportunities for expansion in business.
*In case of a blunder or mistake, people are more forgiving to a business based on the goodwill it garners, much like the mistakes of an individual with a 'good name' will be given the benefit of doubt.
*In any business, goodwill provides ammunition against resistance and sabotage.
*The equity value and the accounting value of a business are greatly affected by the goodwill of that business.
*As mentioned in the beginning of this article, goodwill is one of the major intangible assets of any business. Greater the goodwill of a business, greater the value of its intangible assets and thus, greater the acquisition price in a takeover.
 

How to Develop Goodwill in Business

Goodwill in a business takes a considerable amount of time, efforts and resources to be developed. The key factors for developing goodwill in a business are listed below:

*Quality Product and Services: Nothing is more important for the life of goodwill in a business than the standard and quality of the products and services it offers.
*Unique Selling Proposition: A good business always has a USP by which it is identified - there has to be something in the business for people to be attracted to it.
*Satisfied Customer Base: A customer is more likely to return or recommend the services of a business if he/she has a pleasant and satisfactory experience in the first instance. Following good business ethics goes a long way in impressing customers and investors.
*Marketing and Advertisements: A business which is under the spotlight for the right reasons creates goodwill for itself. Offers, discounts and even Samaritan deeds in a business ensures its place in the good books.
*Strategy and Management: Goodwill has to be deliberately developed and it is possible to do so only if the employees are well-trained, reputed and capable. A good strategy or 'game plan' is essential to keep the business on track and motivated.
*Innovation and Expansion: For a business to be viewed as valuable, it has to be one step ahead of its competitors. Though it sounds clichéd, stagnancy has no place in the goodwill of a business.
*Profits and Gains: Customers and investors are more willing to deal with a business if it is profitable or if they believe that it has the potential of making profits (given a chance).

Once goodwill has been developed, there is a constant need to keep up and protect it from becoming stagnant or turning negative. But the benefits of goodwill in business make all the efforts worthwhile and satisfying. The adage 'the whole is greater than the sum of its parts' reinforces the importance of goodwill in a business - even a business with low real value can increase its market value if it can boast about a significant value of goodwill in the business.

Setting Up Your Home Office

Setting Up Your Home Office

It can actually be lots of fun to set up your home office! You get to choose a new desk, office chair and then some wonderful office accessories including pictures, motivational posters and more. Maybe you are even treating yourself to a new office computer. Don’t forget you can write off many of your home office purchases on your income tax, keep your receipts in a safe place.

When buying office furniture you really want to look at the design of the furniture and of your office. Make sure that the new office desk will actually fit where you want it too! There is nothing worse than spending hours putting a new desk together only to discover it won’t fit exactly where you had planned.

Measure out the dimensions of your office and choose a good location for your desk. Don’t forget to make sure you have lots of electrical outlets within easy reach of your desk. You need to hook up your computer, a printer, possibly a fax and have your phone line all accessible.

Also look at the lighting in your home office. Compare the lighting at various times during the day. Will you need to work with the light on? If so you might want to purchase a brighter computer monitor. Changing your light fixture is another option, you could install spot lights that can be moved in various positions so that you can direct light to your work area. If the room gets hot and stuffy you might want to consider a ceiling fan with spot lights instead.

When it comes to buying an office chair think about how long you intend to sit in it each day. You really want to buy a chair that has built in ergonomics as this will be more comfortable and keep your body supported in all the right places.

Office chairs and desks come in all shapes, sizes and heights. This can be extremely important especially if you are tall or short. You want to make sure that you can sit comfortably at your desk and that you have more than enough room to move the keyboard shelf back and forwards. There is nothing worse than typing with a shelf that is consistently hitting or rubbing on your knees.

The same applies to the height of your chair. Make sure that you can place your feet flat on the floor, otherwise you will put strain on your leg muscles and will become uncomfortable very quickly. Test your typing position as well, do the arms of the chair allow you to access the keyboard comfortably and do you have room to move your mouse around easily?

When you have chosen your office chair and desk the next items are the ones you can have fun with. Of course you will need some type of storage area, possibly a bookcase or a smaller filing cabinet or storage cupboard. These can double up and be used for placing your printer or phone on if necessary.

Decorating your home office is really the best part of all. This is where you can choose a plant to add some color or just buy some form of art work, a photo or posters are great choices. As you will be working from home you may want to use some form of motivational tool and there are plenty of posters and even decals that you can use for this purpose.

Other items you may want to purchase for your home office include a clock radio, file trays, pen holders and storage racks for your computer disks and any DVD’s.

While this is a fun time the hard work will come next as you busy yourself with setting up and running your new home business. Have fun and be productive!

Setting Up Your Home Office

Setting Up Your Home Office

It can actually be lots of fun to set up your home office! You get to choose a new desk, office chair and then some wonderful office accessories including pictures, motivational posters and more. Maybe you are even treating yourself to a new office computer. Don’t forget you can write off many of your home office purchases on your income tax, keep your receipts in a safe place.

When buying office furniture you really want to look at the design of the furniture and of your office. Make sure that the new office desk will actually fit where you want it too! There is nothing worse than spending hours putting a new desk together only to discover it won’t fit exactly where you had planned.

Measure out the dimensions of your office and choose a good location for your desk. Don’t forget to make sure you have lots of electrical outlets within easy reach of your desk. You need to hook up your computer, a printer, possibly a fax and have your phone line all accessible.

Also look at the lighting in your home office. Compare the lighting at various times during the day. Will you need to work with the light on? If so you might want to purchase a brighter computer monitor. Changing your light fixture is another option, you could install spot lights that can be moved in various positions so that you can direct light to your work area. If the room gets hot and stuffy you might want to consider a ceiling fan with spot lights instead.

When it comes to buying an office chair think about how long you intend to sit in it each day. You really want to buy a chair that has built in ergonomics as this will be more comfortable and keep your body supported in all the right places.

Office chairs and desks come in all shapes, sizes and heights. This can be extremely important especially if you are tall or short. You want to make sure that you can sit comfortably at your desk and that you have more than enough room to move the keyboard shelf back and forwards. There is nothing worse than typing with a shelf that is consistently hitting or rubbing on your knees.

The same applies to the height of your chair. Make sure that you can place your feet flat on the floor, otherwise you will put strain on your leg muscles and will become uncomfortable very quickly. Test your typing position as well, do the arms of the chair allow you to access the keyboard comfortably and do you have room to move your mouse around easily?

When you have chosen your office chair and desk the next items are the ones you can have fun with. Of course you will need some type of storage area, possibly a bookcase or a smaller filing cabinet or storage cupboard. These can double up and be used for placing your printer or phone on if necessary.

Decorating your home office is really the best part of all. This is where you can choose a plant to add some color or just buy some form of art work, a photo or posters are great choices. As you will be working from home you may want to use some form of motivational tool and there are plenty of posters and even decals that you can use for this purpose.

Other items you may want to purchase for your home office include a clock radio, file trays, pen holders and storage racks for your computer disks and any DVD’s.

While this is a fun time the hard work will come next as you busy yourself with setting up and running your new home business. Have fun and be productive!

HTC Desire V Dual-SIM Smartphone launched in Hong Kong

HTC Desire V Dual-SIM Smartphone launched in Hong Kong

HTC has another of its Dual-SIM Smartphones launched in Hong Kong, the Desire V. This entry-level Android smartphone features a design similar to the Desire X, plus it also comes with similar hardware specifications and features but lacks the front-facing camera and they also added the Dual-SIM capability which enables the user to utilizes two separate phone numbers in one device at the same time.

One of the slots supports 3G network while the other only supports 2G. It comes equipped with a 4-inch touchscreen display with a 480×800 resolution, it is powered by a 1GHz dual-core processor with 512MB of RAM, it comes with Beats Audio for sound enhancement, and its equipped with a 5-Megapixel camera with F2.8 aperture, auto focus and LED flash.

The HTC Desire V is now available in Hong Kong and it goes for the price of HK$1898 which is approximately $245 in United States currency.

HTC Desire V Dual-SIM Smartphone launched in Hong Kong

HTC Desire V Dual-SIM Smartphone launched in Hong Kong

HTC has another of its Dual-SIM Smartphones launched in Hong Kong, the Desire V. This entry-level Android smartphone features a design similar to the Desire X, plus it also comes with similar hardware specifications and features but lacks the front-facing camera and they also added the Dual-SIM capability which enables the user to utilizes two separate phone numbers in one device at the same time.

One of the slots supports 3G network while the other only supports 2G. It comes equipped with a 4-inch touchscreen display with a 480×800 resolution, it is powered by a 1GHz dual-core processor with 512MB of RAM, it comes with Beats Audio for sound enhancement, and its equipped with a 5-Megapixel camera with F2.8 aperture, auto focus and LED flash.

The HTC Desire V is now available in Hong Kong and it goes for the price of HK$1898 which is approximately $245 in United States currency.

5 Reasons You Should Sell Software Instead Of Information Products

5 Reasons You Should Sell Software Instead Of Information Products

When someone wants to start making money online they might be told to start a blog because it’s the easiest and cheapest thing to do. You might then proceed to write hundreds of posts that take hours even though nobody is going to read them. When people do eventually find your blog do you have any idea how you will make money? Just like all other bloggers you will probably write down some information and sell it in the form of an eBook.

This is how most people start and they shoot themselves in the foot because it’s maybe not the right way for them. Have you even considered you could sell something other than information in order to make money online? People are having great success with software and we’re going to look at why it might be better than blogging and selling information. If you like what you read you should give it a try because you could become rich.

Higher perceived value

Lots of people don’t want to buy an information product because they could easily search on Google and find the same information for free. You can find almost anything out if you search hard enough and if anyone has time to spare they don’t need the convenience of your well-written book. It’s not the same with a piece of software and if someone wants what you are offering they won’t be able to search around the Internet to find it for free.

Recurring revenue

It’s easy to hook someone in with software because once they start using it they are stuck. They would then need to keep paying you a fee every month. If your product is valuable and they are getting their money’s worth it won’t be a problem and if they don’t like it they can cancel their subscription, so everyone is a winner. When you know how much money you’re likely to make each month your life ends up being much less complicated because you know what you’re able to spend.

No coding required

Even if you don’t know anything about how to code software you can still have anything built you want. All it takes is a little bit of groundwork to find someone who can code everything for you. If you don’t want to pay them you might even consider splitting a percentage of the company with them. It means they will be able to deal with one half of the business while you deal with the marketing and selling because it’s really hard to do both at the same time.

More $$$ per sale

How much money would you pay for a book? Words don’t mean much and you won’t be able to sell something at a high price point. You then have to sell much more of your product if you want to make a decent amount of money. Software is different because it’s alien to most people. They think it’s superior to information therefore they are willing to pay a premium price for it. Imagine how much money you’d make selling something for 10X the price of a book.

Extra products

When you already have customers paying you on a monthly basis you can ask them lots of questions about what else they want or need. It makes it easy for you to go out and build a brand new product that customers are already waiting for. If a lot of the current customers buy your new product you have the potential to almost double your income. Over the course of a decade you could have a very profitable business on your hands.

5 Reasons You Should Sell Software Instead Of Information Products

5 Reasons You Should Sell Software Instead Of Information Products

When someone wants to start making money online they might be told to start a blog because it’s the easiest and cheapest thing to do. You might then proceed to write hundreds of posts that take hours even though nobody is going to read them. When people do eventually find your blog do you have any idea how you will make money? Just like all other bloggers you will probably write down some information and sell it in the form of an eBook.

This is how most people start and they shoot themselves in the foot because it’s maybe not the right way for them. Have you even considered you could sell something other than information in order to make money online? People are having great success with software and we’re going to look at why it might be better than blogging and selling information. If you like what you read you should give it a try because you could become rich.

Higher perceived value

Lots of people don’t want to buy an information product because they could easily search on Google and find the same information for free. You can find almost anything out if you search hard enough and if anyone has time to spare they don’t need the convenience of your well-written book. It’s not the same with a piece of software and if someone wants what you are offering they won’t be able to search around the Internet to find it for free.

Recurring revenue

It’s easy to hook someone in with software because once they start using it they are stuck. They would then need to keep paying you a fee every month. If your product is valuable and they are getting their money’s worth it won’t be a problem and if they don’t like it they can cancel their subscription, so everyone is a winner. When you know how much money you’re likely to make each month your life ends up being much less complicated because you know what you’re able to spend.

No coding required

Even if you don’t know anything about how to code software you can still have anything built you want. All it takes is a little bit of groundwork to find someone who can code everything for you. If you don’t want to pay them you might even consider splitting a percentage of the company with them. It means they will be able to deal with one half of the business while you deal with the marketing and selling because it’s really hard to do both at the same time.

More $$$ per sale

How much money would you pay for a book? Words don’t mean much and you won’t be able to sell something at a high price point. You then have to sell much more of your product if you want to make a decent amount of money. Software is different because it’s alien to most people. They think it’s superior to information therefore they are willing to pay a premium price for it. Imagine how much money you’d make selling something for 10X the price of a book.

Extra products

When you already have customers paying you on a monthly basis you can ask them lots of questions about what else they want or need. It makes it easy for you to go out and build a brand new product that customers are already waiting for. If a lot of the current customers buy your new product you have the potential to almost double your income. Over the course of a decade you could have a very profitable business on your hands.

Planning For Your Hong Kong Company

Planning For Your Hong Kong Company

To plan your Hong Kong Company you will need to review some things first. Of course, you need to come up with a name or names. You really want three different names for a Hong Kong limited company. It should be in English, Chinese, or both and should be named in the order you prefer it to be said. Coming up with the company name could easily be one of the hardest things for you. It should have meaning and bring some ease to customers.

When reading a company name you should have the customers in mind.  The customer must read a title and know exactly what they are getting or deciding on.  Without a great company name you could easily fail.  A name is so important.  Especially when the name has to be picked out for English and Chinese.  There are so many different variations to make the name unique.  A lot of thought should be put into it.
Directors & Shareholders

A few other things are needed to complete the order of your company. The address of at least one director and one shareholder is needed to be able to apply along with other requirements.  If you have more than one of each that is ok.  But, only one is needed to continue with the process. A copy of your passport that is in color and all of the directors and shareholders color copy of passports are needed as well.  You will also need proof of residency to be considered.  Also, including a brief summary of the business you are intending to build is required.  And of course, you will need payment by wire transfer to be completed.

You should receive a confirmation in about a working day.  Once the payment has been received the process can continue and the Hong Kong government can start the registration procedures.  You can also send the original documents to Hong Kong, which will take one to five working days.  After the documents have been reviewed and accepted procedures begin with Hong Kong government.  The certificate of incorporation and the business registration certificate of your company will then be available in about five days.
Opening a Bank Account

You will then be able to open a bank account in another country.  You just need to produce the documents of your company.  The documents do need to be authenticated with the seal of the Court of Hong Kong, though.  To do so, it is a process that can be handled for you, for another amount of money.

If you are going to have a company in Hong Kong but it has nothing to do with Hong Kong you can benefit even more.  Let’s say you own a business in Hong Kong but you are selling items from China to America.  That is not directly involving Hong Kong.  Now, your income will not be taxed in Hong Kong.  There are always different ways around everything to make sure you can make the most out of your business.  Any business is subject to a tax of about 16% though.

Planning For Your Hong Kong Company

Planning For Your Hong Kong Company

To plan your Hong Kong Company you will need to review some things first. Of course, you need to come up with a name or names. You really want three different names for a Hong Kong limited company. It should be in English, Chinese, or both and should be named in the order you prefer it to be said. Coming up with the company name could easily be one of the hardest things for you. It should have meaning and bring some ease to customers.

When reading a company name you should have the customers in mind.  The customer must read a title and know exactly what they are getting or deciding on.  Without a great company name you could easily fail.  A name is so important.  Especially when the name has to be picked out for English and Chinese.  There are so many different variations to make the name unique.  A lot of thought should be put into it.
Directors & Shareholders

A few other things are needed to complete the order of your company. The address of at least one director and one shareholder is needed to be able to apply along with other requirements.  If you have more than one of each that is ok.  But, only one is needed to continue with the process. A copy of your passport that is in color and all of the directors and shareholders color copy of passports are needed as well.  You will also need proof of residency to be considered.  Also, including a brief summary of the business you are intending to build is required.  And of course, you will need payment by wire transfer to be completed.

You should receive a confirmation in about a working day.  Once the payment has been received the process can continue and the Hong Kong government can start the registration procedures.  You can also send the original documents to Hong Kong, which will take one to five working days.  After the documents have been reviewed and accepted procedures begin with Hong Kong government.  The certificate of incorporation and the business registration certificate of your company will then be available in about five days.
Opening a Bank Account

You will then be able to open a bank account in another country.  You just need to produce the documents of your company.  The documents do need to be authenticated with the seal of the Court of Hong Kong, though.  To do so, it is a process that can be handled for you, for another amount of money.

If you are going to have a company in Hong Kong but it has nothing to do with Hong Kong you can benefit even more.  Let’s say you own a business in Hong Kong but you are selling items from China to America.  That is not directly involving Hong Kong.  Now, your income will not be taxed in Hong Kong.  There are always different ways around everything to make sure you can make the most out of your business.  Any business is subject to a tax of about 16% though.

How to Make Sure Your Money Doesn’t Run Out Before Pay Day

How to Make Sure Your Money Doesn’t Run Out Before Pay Day

In the week before pay day, many people start praying for their next cheque to clear, as finances start to get dangerously low. Living from one pay cheque to the next can be dangerous, and before you know it, you’ve borrowed yourself into debt. 61% of people admit that they live from pay cheque to pay cheque. So how can you avoid this trend?

Budgeting

With a budget, you’ll have a clearer idea of how much disposable income you have, and this will hopefully stop you from overspending. It may become clear that you are living above your means and that it is time for you to cut down on expenditures; particularly luxuries.

Be a Tracker

Tracking your spending means you have a better idea of where your money is going. Save your receipts and organise them into categories so they are easy to manage. Tallying up the total will give you an overview of total spending. Using Excel can help you analyse the data and make decisions on where you need to cut down.

Maximise Your Income

If you can get a raise, flutter your eyelashes at your boss, but a higher salary isn’t the only way to increase your income. Consider working part-time on a Saturday or turn your hobby into a cash cow. However, making more money doesn’t necessarily mean you will cure your tendency to spend all of it before pay day. 30% of workers earning six figure salaries also admit to living from pay cheque to pay cheque.

A Financial Paradigm Shift

If you are in this overspending position, it’s likely that you aren’t the most responsible person with your money. You may spend more than you really make by overestimating your income. You may just have few organisational skills when it comes to money and you have no idea where it is all going. In this case, hopefully your budget will do all the hard work and get you back into a good financial position.

Set yourself goals and visualise yourself as master of your bank account – the days of borrowing from family and banks are over. Keep that in mind and stick to your budget, rewarding yourself every now and then with a treat. Try to focus on only spending what you need to for 99% of the time: bills, rent, and travel to work.

Uncertainty

In an uncertain climate, who knows when you will need disposable money to prop you up? You may lose your job or get into an accident. In these situations it always helps to have an emergency savings fund, but how are you going to protect yourself if you can’t even make it to pay day, let alone put money aside? Guard yourself and your loved ones through responsible financial practices and cut down on all the luxuries which are putting you further into debt. It’s time to stop worrying.

The Most Educated Countries in the World

The Most Educated Countries in the World

 College graduation rates continued to improve around the world during the recession, according to a recent international economic study. In more developed countries, the percentage of adults with the equivalent of a college degree rose to more than 30% in 2010. In the United States, it was more than 40%, which is among the highest percentages in the world.  However, improvements in higher education are harder to achieve in these countries. More developed economies have had the most educated populations for some time. While these countries have steadily increased education rates, the increases have been modest compared to developing economies. At just above 1%, the U.S. has had one of the smallest annual growth rates for higher education since 1997. In Poland, an emerging market, the annualized rate was 7.2% from 1997 to 2010.

The Organization for Economic Cooperation and Development’s (OECD) Education at a Glance 2012 report calculated the proportion of residents with a college or college equivalent degree in the group’s 34 member nations and other major economies. Based on the report, 24/7 Wall St. identified the 10 countries with the highest proportion of adults with a college degree.

The majority of countries that spend the most on education have the most educated populations. As in previous years, the best educated countries tend to spend the most on tertiary education as a percentage of gross domestic product. The United States and Canada, among the most educated countries, spend the first and third most respectively.

Among the 10 countries with the highest proportion of educated adults, unemployment rates for those with a college equivalent ranged from 2.8% in Australia to 5.4% in the Canada. In each country, the rate remained lower than that country’s national average. The OECD provided information on the percentage of residents aged 25 to 64 with a tertiary education for each of its 34 member countries, as well as for eight other nations. 2010 statistics on educational attainment, graduation rates, GDP per capita and unemployment rates also were provided by the OECD. The latest figures covering country-level education expenditure are from 2009.  These are the 10 most educated countries in the world after the break...

 01. Canada

Canada is the only nation where more than half of all adults had a tertiary education in 2010. This was up from 40% of the adult population in 2000, when the country also ranked as the world’s most educated. Canada has managed to become a world leader in education without being a leader in education spending, which totaled just 6.1% of GDP in 2009, or less than the 6.3% average for the OECD. A large amount of its spending went towards tertiary education, on which the country spent 2.5% of GDP, trailing only the United States and South Korea. One of the few areas Canada did not perform well in was attracting international students, who made up just 6.6% of all tertiary students — lower than the OECD’s 8% average.

 02. Israel

Israel only joined the OECD in 2010. That year, its GDP per capita was more than $7,000 below the OECD’s average. Despite this, the country’s high school graduation rate was 92% in 2010, well above the OECD’s 84% average. Some 46% of residents had a tertiary education, versus 31% for the OECD. Israel spent 7.2% of GDP on educational institutions in 2009, the sixth most among all nations. And for the first time, preschool education will become free in 2012 even for children as young as three years old, Haaretz newspaper reported. This should benefit Israel as, according to the OECD, “early childhood education is associated with better performance later on in school.”

 03. Japan

In 2009, Japan spent 1.6% of GDP on college or college equivalent education, on par with the OECD’s average, and just 5.2% of GDP on education overall, well below the OECD’s 6.3% average. Despite its relatively light spending, the country still had a high school graduation rate of 96%, the second best among all nations in 2010, while the percentage of its population with a tertiary education was 14 percentage points higher than the OECD’s average. However, according to The Wall Street Journal, recent university graduates in Japan have struggled to find work, with 15% those graduating in the spring of 2012 neither employed nor enrolled in further education as of August.

 04. United States

Although the U.S. is one of just a few nations where more than 40% of people had a tertiary education in 2010, its education system is not without problems. Among the concerns, the graduation rate for upper secondary students in 2010 was 77%, well below the average rate of 84% for the OECD. Even though graduation rates were relatively low, the U.S. is one of the biggest spenders on education, with related expenditures equaling 7.3% of GDP in 2009. The U.S. was also the world’s largest spender on tertiary education in 2009, at 2.6% of GDP. The majority of funds for higher education, totaling 1.6% of GDP, came from private sources.

  05. New Zealand

The tiny country’s population has grown 13.2% between 2000 and 2010, as has the country’s education system. The number of people with a college or college equivalent education rose from 29% to 41% over the period. The country also has become a destination of choice for international students, who made up 14.2% of tertiary students in 2010. New Zealand is also a leader in educating scientists, with 16% of students choosing a science for their field of study at the tertiary level — the highest proportion of any country.

 06. South Korea

Between 2000 and 2010, the percentage of South Koreans with a college education or more rose from 24% to 40%. In addition to being well-educated, many residents also invested considerable amounts towards their schooling. In 2009, only Iceland spent more than South Korea’s 8% of GDP. That year, no country in the study contributed more private funds for education at all levels than South Korea, at 3.1% of GDP, or for tertiary education, at 1.9%. Despite the investment, education does not appear to have a measurable impact on job seekers. The unemployment rate in 2010 for those with a tertiary degree was 3.3% — low relative to the OECD average of 4.7%, but not much lower than the 3.7% rate for all workers in the country.

  07. United Kingdom

Between 2000 and 2010, the percentage of U.K. residents with a tertiary education rose 12 percentage points. The country’s universities are also popular among students from other nations. International students make up 16% of enrollment. The country recently has had a shift in how education is financed. While in 2000 the percentage of funds from private sources was 14.8%, it rose to 31.1% by 2009. Students also must cover more of the cost of higher education than in the past, as the cap on tuition fees was raised from 3,290 pounds to 9,000 pounds for the 2012-2013 year.

 08. Finland

Finland spent 6.4% of its gross domestic product on education in 2009, with 97.6% of these funds coming from public sources, more than any country in the report. Between 2000 and 2010, high school graduation rates rose by just two percentage points, while the number of people with a college education or more rose by just six percentage points. As a result, Finland fell from fourth to eighth place among the world’s most educated countries. Finnish workers with a tertiary education were far more likely to be employed than those without such an education — the unemployment rate was 4.4% for residents with a degree and 8.4% for those without.

 09. Australia

Australia is a preferred destination for many international students, which is why it should come as no surprise that they accounted for 21.2% of the country’s tertiary students in 2010, higher than every country other than Luxembourg. Finding a job in the country is not especially hard for those with a college degree. The country had an unemployment rate of just 2.8% in 2010 for workers with a tertiary degree, compared to a rate of just 5.2% for all workers.

10. Ireland

From 2000 through 2010, the percentage of people with a college education or more in Ireland nearly doubled, rising at an annual average of 7.3% — faster than any country in the study. High school graduation rates also rose during that time, from 74% to 94%. Education has become especially critical for male job seekers in Ireland’s workforce, as 6.3% of men with a tertiary education were unemployed in 2010 versus 15.2% for all men nationwide.

Online-Only Wine Sale by Christie’s Achieves $819.715 in Sales

Online-Only Wine Sale by Christie’s Achieves $819.715 in Sales

Christie’s, as an auction house, has a history of over 250 years and has established itself as a leader in its field. They have crossed another milestone by organizing an online wine sale. The online bidders have become increasingly crucial to the success of major auctions and so Christie’s have devised Signature Cellars, their first online-exclusive sale of fine and rare wines. It was an unqualified success as the sales totaled $819,715. Steven P. Murphy, CEO of Christie’s was delighted by the response particularly of the private collectors who are now more than willing to purchase wine online. The luxury industry has been increasingly using the online medium to reach a wider audience to increase their sales and customer base.

25% of the Bidders Were New to Christie’s

Steven P. Murphy confirmed that the online-only sale attracted buyers who were completely new to Christie’s. 25% of the registrants for the sale had never dealt with Christie’s earlier. The auction house has planned a series of online-only auctions that will run in addition to the live auctions that run in the sales rooms. Signature Cellars was a two week auction and all activities surrounding the sale were conducted exclusively online. Its success has given Christie’s the confidence to go ahead and plan big for creating online sales as a separate platform that would contribute significantly to its total sales.

Christie’s Signature Cellars will Open on October 16

Christie’s had earlier done two pilots for online only sales by organizing two events for The Collection of Elizabeth Taylor and a spring charity auction of handbags by Hermès. The response to these online events was better than expected. Their CEO now sees e-Commerce as a key part of Christie’s growth strategy. They will be adding more categories to increase the range of online offerings. The Signature Cellars saw a total of 440 registrants worldwide who kept bidding ferociously till the end to defend their chosen lots. The result was that the prices remained strong throughout the sales. Domaine Tempier, Screaming Eagle and Harlan Estate which have achieved cult status and are difficult to source witnessed frenzied bidding. 88% of the lots were sold and the highest bid went to a dozen bottles of 1982 Château Lafite-Rothschild that sold for $42,350. Christie’s Signature Cellars will be back with their second edition for which the bidding will start on October 16 later this year.

3 Best and Important Debt Relief Tips

3 Best and Important Debt Relief Tips

More and more credit card users are going in the debt each month and the common reasons are stagnant income, rise in the living cost, and unexpected life events such as the accidents, diseases, and natural calamity etc. These reasons make the survival difficult for the credit card users and they find it really difficult to come out of their debt. It may surprising to hear but it is true that debt relief will become the easiest job for you if take care to follow some important debt relief tips. Concentrate on these 3 important debt relief tips to get freedom from all the debt.

Follow the best debt relief option

There are too many debt relief options available in the market depending on the market situations in the local area. Taking a loan from the financial institutions is the first option that most of debtors try. The debtors can also sell their ownership of house, car, bike or anything else. The item you choose to sell should depend on the total amount of debt that you have to repay. The debtors can also ask for the money from some other sources such as the relatives, friends, and neighbors etc. So you have so many options of debt relief but the big question is that which option should be tried.

To get the answer of this question, the debtors should compare all the options and choose the one that is most suitable according to their requirements. Choose the best option that not only helps to pay the debts but also gives the peace of mind to the debtors.

Pay full debt each month

The credit card providers provide an option to pay the minimum debt this month and pay the rest in the next month. This is a good option of payment for those who do not have the sufficient money to pay their debts this month. Although it is a good option but it can also make the situations worst for the credit card users. The money that you will not pay this month would add to the balance in the next month. This will increase your burden in the next month and it will continue to rise whenever you will fail to pay. So the best option is to try to pay full debt each month and do not let your debt grow like a tree.

Hire a credit counselor

If you think that these 2 tips might not go a long way in giving relief from the loads of debt growing then the next important tip is to hire a credit counselor. The credit counselor will run a credit counseling program to analyze your financial situation and the debt. The credit counselors will also help in getting the concessions from the creditors on the interest rates. So this is how the counselors can be helpful in reducing the debt.

These are the three important tips that will help any debtor to get freedom from the debt.

10 Important And Healthy Ways To Build Credit

10 Important And Healthy Ways To Build Credit

Building your credit is not easy and should be a task that is not taken lightly. There are many different ways to build credit and you should be aware of which ways are effective and which ways are not. No one really knows the formula that the credit bureaus use to come up with a person’s credit score but there is enough knowledge that the financial professionals have created some tips for building credit.

This rest of this article will give you some simple tips of how to build your credit. Of course if your credit is clean improving your score will take no time at all. However if your credit score is in the poor category improving will take some time.

Get A Secured Credit Card

If you have a bad credit rating or no credit at all an unsecured credit card may be difficult to receive. This is where a secured credit care may come in handy. Even though these cards are secured with your own money they are still reported to the credit bureaus so if you use the card correctly and continue to pay your score will rise.

Have A Cosigner For A Loan

Another way to establish credit if you have bad credit or no credit at all is by applying and receiving personal loans for bad credit with a cosigner. A cosigner is someone who will sign on the loan and will be responsible for the loan in the case of you defaulting on the loan. As long as the payments are made on time and you follow the terms of the loan your credit score will improve.

Check Your Credit Reports

This is probably an obvious tip but if you are aware of where you are currently standing when it comes to your credit score you will know what it will take to build better credit.

Open A Personal Bank Account

Often times a personal bank account is overlooked. This is because the bank does not report to the credit bureaus. However if you keep your account in good standing and have a good history with your bank it will be easy to get instant payday loans through the bank that will offer a good interest rate.

Understand Your Credit Score

What this means is that you need to know how your credit scores are formulated. Once you know that you will be able to do what needs to be done to build your credit history. You will know if you need to get a credit card to help raise your score or a personal loan of some sort.

Keep Your Credit Cards Open

If you are trying to build your credit closing your credit card accounts will decrease your credit score. It is important to know that even if you are not using your credit card just having it on your credit file will increase your credit score. However it is best to use your credit cards but keep the balance on them low.

Pay Your Bills

Believe it or not if you do not pay your monthly bills even your utility bills can ruin your credit history. These will be reported to the credit bureaus if you default.

Do Not Apply For Loans or Credit Cards

This is a pretty obvious tip. If you do not need a loan or a credit card do not apply for one? Every time you apply for one of these forms of credit it will lower your score.

Cut Up Your Credit Cards

Rather than close out your credit card accounts to keep yourself from using them it is a better idea to cut them up. By not having the access to them the account will stay open but will have a balance of nothing on them because you will not be using the card.

Use Your Credit Responsibly

Using your credit responsibility is the best tip of them all. If you keep your credit cards with a low balance on them you will find that your credit score will continue to rise. By not using any of the credit that you have could actually hurt you.

How to Become a Business Development Manager

How to Become a Business Development Manager

A business development manager is responsible for gaining new customers for an organization and maintaining existing customers by building relationships with them. If you are thinking of taking this career up, we would like to tell you that this is one of the most challenging jobs in the world. Not only will you have to be good at presentations and basic business management skills, but you also would be responsible for the growth of the organization. The rewards are high in this field, but only if you perform as per the expectations of the company. One needs to be fast, innovative and confident about himself as this job demands winning over new clients in a fiercely competitive market. So, if you are someone who views challenges as opportunities and is good at convincing people, this can be the ideal career for you.

Academic Qualification and Training
A Bachelor's degree in business administration is a pre-requisite for starting out in this field. It prepares an aspiring candidate for the job role and helps in developing skills which are extremely essential for becoming a business development manager. Some of the important courses like accounting, economy, organizational behavior, human resource management are beneficial as these are put to use everyday in the office. After completing the bachelor's degree, one can join an organization and start working at entry-level and then make his way up the ladder to become a business development manager.

If you want to improve your chances of becoming business development manager in a short span of time, you can complete a Master's degree in administration, (MBA). It is a two-year course which has now become a standard in the corporate market and it vastly enhances the prospects of a candidate. These two-year programs which focus on courses such as conflict resolution, managerial communications and business laws. An MBA degree also helps a candidate to specialize in a particular field such as marketing, human resource, finance etc.

Key Skills and Attributes
As mentioned earlier, the job of a business development manager requires an individual to be confident and good at resolving conflicts. Some of the key skills and attributes are

*As a business development manager is responsible for handling all the sales and marketing plans of an organization, he should have a good business sense about the strategies that can work for the company.
*The business development manager should have a tenacity to thrive in challenging circumstances as there are times when the most important decisions have to be taken under-pressure.
*A business development manager should have effective communication skills and a positive attitude.
*He should have a thorough understanding of the products of his company apart from knowing the strengths and weaknesses of the competitor.
*A business development manager has a team of people working under him, so he should have good organizational and time-management skills.
*The business development manager has to meet certain high-profile clients and investors, so he should have business etiquette and a smart appearance.

Duties and Responsibilities
Business development manager is at the helm of affairs of the sales and marketing division of a company. Some of the main duties and responsibilities are

*A business development manager is responsible for identifying and developing new business opportunities for the organization.
*He has to develop a strategy to acquire new clients and brief his team members about the plans.
Business development managers are also responsible for gathering information about the preferences of the clients/customers and decide whether a change is required to the mode of operation.
*They monitor the outcome of the business activities so that the feasibility of a business plan can be ascertained.
*Business development managers are also entrusted with preparing proposals and tenders to the client so that the advantages of the organization can be highlighted.

Salary
The average salary of a business development manager in America is around $80,000. This includes bonuses, profit-sharing and commission. Business development managers with more than ten years of experience have the potential to earn more than $100,000 per year. New York, Houston and Chicago are the cities which offer numerous opportunities to individuals.

A career as a business development manager is financially rewarding and if you are working with a multinational company, you might get numerous opportunities to travel abroad. Although, the job requires you to work extra hours, the respect and the compensation that it offers is something that a lot of young individuals look forward to.

ImproveYour Savings In Three Easy Ways

ImproveYour Savings In Three Easy Ways

Even though the UK appears to have left the worst depths of the recession, all of us have been looking for ways to save up to make sure we’re prepared in case we hit another financial rough patch. Preparing for an economic downturn may be tricky, but we’ve listed the three most straightforward ways you can ready your saving accounts for the worst.

1. Establish a cash ISA. Save over £5,000 every year (and rising, as the deposit limits increase with inflation each fiscal year)without paying tax on your money. With so many ISA products on the market, be sure to compare cash ISA rates online and select the one with the best interest rates from a reputable bank that offers the accessibility you need.

2. Switchinternet savings accounts. It’s easy to compare online savings accounts to find the ones with the highest interest. While some will require your funds to remain in place for a certain period of time (at the risk of a harsh penalty if you access or transfer them), once that period is up, you should always look for the best offers.

3. Set up automatic monthly deposits. Willpower often ends up derailing our best savings goals – it is hard to plan for the future when you see something you want right at that time. But if you automatically siphon some of your wages to go into a savings account, you can avoid accessing the funds for more frivolous purchases. This means you’ll have a guaranteed income in that account every month, allowing you to more easily plan for the future.

Actually getting hold of the spare cash to put in your savings accounts may still be tricky, but knowing how to handle the money you’ve got is the most effective way to ensure that your nest egg is thoroughly protected.

Online, Only Wine Sale by Christie’s Achieves $819.715 in Sales

Online, Only Wine Sale by Christie’s Achieves $819.715 in Sales

Christie’s, as an auction house, has a history of over 250 years and has established itself as a leader in its field. They have crossed another milestone by organizing an online wine sale. The online bidders have become increasingly crucial to the success of major auctions and so Christie’s have devised Signature Cellars, their first online-exclusive sale of fine and rare wines. It was an unqualified success as the sales totaled $819,715. Steven P. Murphy, CEO of Christie’s was delighted by the response particularly of the private collectors who are now more than willing to purchase wine online. The luxury industry has been increasingly using the online medium to reach a wider audience to increase their sales and customer base.

25% of the Bidders Were New to Christie’s

Steven P. Murphy confirmed that the online-only sale attracted buyers who were completely new to Christie’s. 25% of the registrants for the sale had never dealt with Christie’s earlier. The auction house has planned a series of online-only auctions that will run in addition to the live auctions that run in the sales rooms. Signature Cellars was a two week auction and all activities surrounding the sale were conducted exclusively online. Its success has given Christie’s the confidence to go ahead and plan big for creating online sales as a separate platform that would contribute significantly to its total sales.

Christie’s Signature Cellars will Open on October 16

Christie’s had earlier done two pilots for online only sales by organizing two events for The Collection of Elizabeth Taylor and a spring charity auction of handbags by Hermès. The response to these online events was better than expected. Their CEO now sees e-Commerce as a key part of Christie’s growth strategy. They will be adding more categories to increase the range of online offerings. The Signature Cellars saw a total of 440 registrants worldwide who kept bidding ferociously till the end to defend their chosen lots. The result was that the prices remained strong throughout the sales. Domaine Tempier, Screaming Eagle and Harlan Estate which have achieved cult status and are difficult to source witnessed frenzied bidding. 88% of the lots were sold and the highest bid went to a dozen bottles of 1982 Château Lafite-Rothschild that sold for $42,350. Christie’s Signature Cellars will be back with their second edition for which the bidding will start on October 16 later this year.

Saving for that first mortgage

Saving for that first mortgage

Purchasing a home, particularly the first one, is an enormous undertaking that requires a great deal of advance financial planning.  This is not always obvious to those who have yet to enter the housing market.  Such potential purchasers may only think of a mortgage in respect of the monthly payments they must be able to meet.  However, being able to qualify for that first mortgage will also require a hefty down payment.

In the years prior to the present worldwide economic crisis, down payment requirements tended to be considerably smaller than now and the interest rates on the loans were higher.  The reverse is now true.  In addition, the steep decline in house prices since 2007 has made many banks much more cautious about lending.  Because the lending institutions are concerned that the housing market has not yet stabilized, they have increased the level of their deposit requirements.  By asking borrowers to initially contribute more money, banks have increased confidence that homeowners will not simply abandon their mortgage if the economic situation worsens, because they will own some equity in their home.

hese higher down payment requirements – typically 20% of the purchase price of the house – mean that most prospective buyers must save tens of thousands of dollars in order to qualify for a mortgage.  Accomplishing this will require a real effort, but it can be done.

How to save money

A first step to saving money toward a deposit is to find ways to cut your expenses.  Most financial planners recommend that you track your spending carefully for at least a month. This will allow you to understand how your income is currently being distributed across various expense categories, such as rent, food, clothing, entertainment, and job-related expenses.

Accumulating enough cash for a down payment can be a challenge that may require some sacrifices.  Most entertainment expenditure that was previously regarded as normal will have to be cut dramatically.   One of the simplest steps to take is to eat out less often – a similar meal can often be prepared at home for a fraction of the cost.  It will also be necessary to eliminate the use of unnecessary goods and services.  Few people truly need both a landline and a cell phone.  Similarly, many people with an unlimited cell phone plan only use 200 minutes per month.  Examine your spending to see what kinds of items can be cut out.

The single biggest monthly expense for most Americans is rent, which means in turn that housing expenses are a potential source of significant savings for those willing to adjust their way of living.  A person paying $1000 per month for a major city apartment can free up $500 per month for savings merely by taking in a roommate – a strategy that will also result in shared utility bills.  Young adults are also living with their parents for longer periods of time before they set out on their own, so that they can save toward a down payment.

Those that are unwilling to share their living space or to return to the family home can probably still trim their rent expenses by moving to a less expensive apartment.  Be careful, however, to evaluate how a longer commuting distance to work may impact your overall budget.  There is no sense, after all, in saving $50 off your rent only to pay $75 more in transportation expenses.

Other ways to save money toward a deposit may not produce huge sums each month, but every little bit will help.  Economize as much as possible by shopping in second-hand stores more often, or by comparison shopping online.

Types of savings accounts

You should also compare the savings products at banks and other financial institutions to determine the best place to open your account.  Ideally, a savings account should be more than merely a place to deposit money toward your goal.  To ensure that you can reach your target sum as soon as possible it should also be an efficient investment vehicle that will help your money to grow.

Most banks offer consumers two kinds of savings accounts.  The first, known variously as a basic, passbook or traditional account, usually has a very low minimum balance requirement and allows you to withdraw your funds as needed.  These accounts generally carry modest interest rates.

The second kind of account is a money market account.  These generally require a significant minimum balance and may also limit your withdrawals to some degree.  In return, they pay interest at money market rates.  These higher interest rates will obviously help your money grow more quickly.

Career Opportunities in Business Administration

Career Opportunities in Business Administration

Business administration is one of the most-practiced management studies. Jobs related to business management are exciting if you possess the necessary skills and expertise and the pay package is also very attractive. The career opportunities are wide in both private and public sectors. Some of the management fields that are incorporated in business management are:

*Financial Management
*Strategic management
*Marketing Management
*Entrepreneurship and Small Business Management
*Operations Management

These are the important subjects that come under the study of business management. It is quite obvious that the scope and opportunities in this field are huge. But before you think about picking up a career in this field, it is highly important to attain some basic and fundamental skills, to build a strong foundation for a successful career. "Success is neither magical nor mysterious. Success is the natural consequence of consistently applying the basic fundamentals" ~ Jim Rohn. Some of the key skills are listed below:

✔ High aptitude skills
✔ Decision making
✔ Good verbal and non-verbal communication skills
✔ Presentation skills
✔ Efficient leadership skills
✔ Time management
✔ Numerical computation
✔ Conceptual skills and lucid explanatory skills
✔ Knowledge about spreadsheet, statistics, logistics and computer skills

Career Opportunities

With growing opportunities many graduates are pursuing higher studies in business management. But, what is important is that, how successful you grow in a particular career and for how long you are able to stand successful in the business market. Now let's take a look at the career opportunities in business administration.

Business Manager: Business manager job is a prime job concerning business management. The job involves almost everything that is pertaining to develop the business of a company. The work includes planning, organizing, supervising, decision-making, scheduling and combination of all management skills that is required to increase the profitability of an organization.

Business Analyst: Business analyst job is one of the lucrative and interesting jobs. It not only involves basic management skills but also has a wide integration with information technology. Business analyst analyzes the business models and helps to develop the project plans of a company.

Market Research Analyst: The market research analyst provides the data of the consumer needs, demands, choices of the customers, consumer demographics, etc., before a company launches its product. Knowledge about statistics is very much necessary for this job. The job also involves identifying the competitors and providing information for the betterment of the company's product.

Purchasing Manager: Purchasing manager is also called "procurement manager". The goods and services required for a company are estimated and managed by purchasing manager of the company. The job responsibility is to buy and approve the necessary products for the company by analyzing the technical specifications of the products. The purchasing manager also oversees the general supplies required for the company such as equipment and contracts.

Regional Sales Manager: The job is to oversee the products and services and manage the delivery of the goods and services to the customers in a defined geographical area. The regional sales manager sets the target of the sales representatives of the company and develops the plans to meet the required target. It requires presentation skills also. The work includes giving demonstration on goods and services of the company to various other client companies in his region.

Human Resources (HR) Manager: This job involves managing the needs and improving the values of the employees of an organization, in order to bring profit to a company. It also involves hiring efficient employees and organizing other human resource programs. The HR manager analyzes the skills of the employees and provides the required resources to improve the knowledge of the employee by implementing training process, with an objective to utilize the employee's knowledge and applications for the benefit of the company.

Business Development Manager: This job requires analysis of economic conditions and industrial trends and competition. It also includes setting up the sales target and attracting new customers. The business development department of a company is managed and supervised by business development manager.

Account Executive: Account executive is responsible for managing the accounts related issues of a corporate company or an individual. The opportunities are present in both the IT sector as well as the advertisement industry. The role of an account executive in IT companies is to execute large contracts and Profit & Loss (P&L) control. In advertising industries, the responsibility of an account executive is client servicing and client acquisition.

Quality Control Auditor: The quality control auditor ensures all the quality related specifications, documentation and examination of a product and services of an organization. The quality control auditor also tracks audit reports and monitors all the quality standards of the manufactured products.

Information Systems Manager: This job requires technical knowledge combined with administrative skills. The information systems manager ensures proper functioning of the systems and incorporates Information and Communication Technology (ICT) in the company. Some of the standard activities of an information systems manager includes implementing ICT budget, security backup of software and hardware in the computers, tracking and monitoring the latest technologies available in the market, etc.

Other Career Opportunities

*Management analyst
*Project manager
*Production manager
*Benefits manager
*Commodity-Industry analyst
*Bank manager
*Government services administrator
*Credit and collections manager
*Labor relations manager
*Financial analyst
*Insurance agent
*Training manager
*Credit analyst

For achieving the desired career of your choice, it is very important to do internship in good organizations during your MBA course. To be successful, you need to be a good manager and above that, an efficient worker.